How much does it cost to file Chapter 13 or Chapter 7 in Georgia?

questionChapter 7 Bankruptcy


To file a Chapter 7 bankruptcy, I charge $1,250.00. (This includes everything: attorney fees, court filing fees, and both classes.  Other firms may try to lure you in by quoting only their attorney fees).  They leave out the $306  court filing fee (which increases to 335 June 1st) and the cost for the class.  I would rather tell you the total amount upfront.

Chapter 13 Bankruptcy


In emergency situations like a garnishment, we can file your Chapter 13 case for $100.00 ($75.00 to file the case and $25.00 for the credit counseling class.  You must pay the remaining $206.00 within 60 days of your filing date).

As a general rule, I charge $330.00 to file Chapter 13 ($281 is your filing fee -the court is increasing this to310 and $20 is for your class).

If you file your case for $100.00 and agree to pay the rest of the filing fee in installments to the court, your case will be automatically dismissed if you miss a single installment.  It is much safer for you to pay the entire filing fee upfront.

I file cases only in the Northern District of Georgia in the Rome and Atlanta Divisions.

You may see some other attorneys advertise that they will file your case for $75.  The truth is that your filing fee for the bankruptcy court  is $281.00 (increasing to 310 June 1st) no matter who you file with.

Furthermore, you have to take a consumer credit counseling course BEFORE YOU FILE YOUR CASE and while there might be cheaper classes out there, $20.00 is the cheapest class I have found.  When you hire me, I am going to be completely honest and upfront with you. In a Chapter 13, your attorneys fees are paid through your monthly chapter 13 plan payment. Attorneys fees in Chapter 13 vary from case to case.


Call 1-888-832-8249770-881-8449 for your free consultation.

We have office locations in Kennesaw, Dallas, Cartersville, Rome and Dalton.

Email me at

Dallas, Kennesaw and Cartersville phone number: 770-881-8449770-881-8449

Rome phone number: 706-295-0030706-295-0030

Dalton phone number:  706-659-1406706-659-1406

Call me now!  The worst thing you can do is ignore the problem.  It won’t go away by itself.  Take control of the situation and get relief now.  Debt is bad for your health and bad for your marriage.  Get relief now.

Other Posts:

1.  Top Ten Myths about Bankruptcy in Georgia.

2. What is Chapter 13?

3. What is Chapter 7?

4.  How do I Stop a Garnishment in Georgia?

5.  Why do you have to pay all of your fees upfront in a Chapter 7 in Georgia?