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Chapter 7 Bankruptcy—What It Is & How It Works?

By Jeffrey Kelly | January 12, 2022
what type of bankruptcy is chapter 7

When someone goes to a bankruptcy law firm and asks for advice, it is often quite surprising to hear them say, “I’m not sure which Chapter I qualify for?” or “Will my debts be wiped out?” or “Do I have to disclose assets?”. In response to these often asked questions, this article will discuss the […]

Is Chapter 13 or Chapter 7 Better?

By Jeffrey Kelly | November 19, 2021
bankruptcy chapter 7 vs 13

So you want to file bankruptcy, but you aren’t sure if Chapter 7 or 13 is right for you? It is not unusual for people with debt problems to wonder which kind of bankruptcy case they should file, either Chapter 7 or Chapter 13. The truth is that there are many factors involved in answering […]

What Happens If You Declare Bankruptcy?

By Jeffrey Kelly | October 29, 2021
Declare bankruptcy

Declaring Bankruptcy in Rome, GA There are different types of bankruptcy, each with a set of advantages and disadvantages. A Chapter 7 liquidation, for example, is generally ideal for those dealing with credit card bills, medical bills, and personal loans. A Chapter 13 reorganization, on the other hand, is often apt for those with assets […]

Rising Home Prices Can Stop a Bankruptcy

By Jeffrey Kelly | July 25, 2021

Click Here for the Podcast Version of this Post / How in the world could rising equity in real estate cause financial problems for the owner?  I know it sounds super strange but I will explain how it is happening.  I have been practicing consumer bankruptcy since 1998 and I have never seen a real […]

Overcoming Pride to File Bankruptcy

By Jeffrey Kelly | March 25, 2021

Click Here for the Podcast Version of this Post / “I should have done this years ago but my pride would not let me” said a client recently.  Eventually, after the debt grew so large that creditors started filing garnishment actions, she finally pulled the trigger.  After she signed the court papers with me, she said, […]

Will Filing Bankruptcy Hurt My Cosigner?

By Jeffrey Kelly | January 30, 2021

Click Here for the Podcast Version of this Post / How will filing bankruptcy affect my cosigner? The short answer is that you filing bankruptcy will damage your cosigner’s credit.  How much damage?  You won’t know until after you file. Most bankruptcy attorneys will not tell you this truth.  I recently engaged in a Facebook […]

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"Jeff and his team do great work. They are fast and easy to work with. I would suggest working with them if you need to file for bankruptcy. Thanks Kelly Law Group!

Tom L.

"The staff was great helpful always there to answer our questions courteous would highly recommend Mr Kelley and his office staff Great Job. Thanks. Mary and Philip Abrams."

Mary A.

"They really helped me to feel comfortable and explained everything in detail and made sure I understood the process from start to finish. I recommend them highly. Thank you guys."

Mickey J.

"Mr Kelly was very professional and charming. He explained everything, took time for me to decide the right course to take in my situation. He is also funny I would recommend him to anyone looking for an honest attorney who has a heart."

Dyann R.

"Extremely professional. Helpful and knowledgeable every step of the way. Make you comfortable from the get go and never make you feel like they are judging you. Each and every person I talked to was so nice."

Lynn S.

"I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet."

Angela W.