So you want to file bankruptcy, but you aren’t sure if Chapter 7 or 13 is right for you? It is not unusual for people with debt problems to wonder which kind of bankruptcy case they should file, either Chapter 7 or Chapter 13. The truth is that there are many factors involved in answering […]
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Declaring Bankruptcy in Rome, GA There are different types of bankruptcy, each with a set of advantages and disadvantages. A Chapter 7 liquidation, for example, is generally ideal for those dealing with credit card bills, medical bills, and personal loans. A Chapter 13 reorganization, on the other hand, is often apt for those with assets
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Click Here for the Podcast Version of this Post / How in the world could rising equity in real estate cause financial problems for the owner? I know it sounds super strange but I will explain how it is happening. I have been practicing consumer bankruptcy since 1998 and I have never seen a real
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Click Here for the Podcast Version of this Post / “I should have done this years ago but my pride would not let me” said a client recently. Eventually, after the debt grew so large that creditors started filing garnishment actions, she finally pulled the trigger. After she signed the court papers with me, she said,
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Click Here for the Podcast Version of this Post / How will filing bankruptcy affect my cosigner? The short answer is that you filing bankruptcy will damage your cosigner’s credit. How much damage? You won’t know until after you file. Most bankruptcy attorneys will not tell you this truth. I recently engaged in a Facebook
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Click Here for the Podcast Version of this Post / A few weeks ago, I was at a large hardware store and watched a young father and his 3 year old son walk into the store. I was in the lightbulb section and they walked up next to me. The father let go of the
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Click Here for the Podcast Version of this Post / Do you remember where you were when you first realized that Covid-19 was going to alter the course of your entire life? I remember the restaurant. I remember the smells. I remember the family members that were sitting with me. March 2020 was the strangest
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Click Here for the Podcast Version of this Post / Why should student loans be dischargeable in bankruptcy? I believe that it is past time to end the economic slavery of millions of citizens of our country and make student loans dischargeable in bankruptcy just like they were prior to 1998. Can you imagine the nightmare of living
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Click Here for the Podcast Version of this Post / As a general rule in Georgia, you are not legally liable for your spouse’s medical bills just by virtue of the marriage. This question usually arises when one spouse has suffered an extreme trauma event like Covid-19 corona hospitalization, cancer, diabetes, heart attack or some
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Click Here for the Podcast Version of this Post / One of the few good things to come as a result of the Covid-19 pandemic is that you can now file bankruptcy without ever leaving your house. You can even “attend” your court hearing via telephone now from the comfort and safety of your home.
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