When someone goes to a bankruptcy law firm and asks for advice, it is often quite surprising to hear them say, “I’m not sure which Chapter I qualify for?” or “Will my debts be wiped out?” or “Do I have to disclose assets?”. In response to these often asked questions, this article will discuss the …
Click Here for the Podcast Version of this Post / Do you remember where you were when you first realized that Covid-19 was going to alter the course of your entire life? I remember the restaurant. I remember the smells. I remember the family members that were sitting with me. March 2020 was the strangest …
Click Here for the Podcast Version of this Post / Why should student loans be dischargeable in bankruptcy? I believe that it is past time to end the economic slavery of millions of citizens of our country and make student loans dischargeable in bankruptcy just like they were prior to 1998. Can you imagine the nightmare of living …
Why should student loans be dischargeable in bankruptcy? Read More »
Click Here for the Podcast Version of this Post / One of the few good things to come as a result of the Covid-19 pandemic is that you can now file bankruptcy without ever leaving your house. You can even “attend” your court hearing via telephone now from the comfort and safety of your home. …
Every active Chapter 13 bankruptcy debtor should open an account with ndc.org. The cost is free but the information you see could be worth a lot of money to you and save you from theft. Having an account with ndc.org will allow you to see every single proof of claim that has been filed in …
How to protect yourself from theft in a Chapter 13 with ndc.org Read More »
Buying a car while you are in an active Chapter 13 is possible but it is also extremely difficult. Most lenders are not willing to go through the process of waiting for the court to approve a post-petition car loan. Finding a lender who is willing to work with you while you are in an …
Can I buy a car while I am in an active Chapter 13 bankruptcy case? Read More »
Is there anything worse than some hated ex coming back into your life? In some bankruptcy cases, it happens. Do you know that yuck feeling of hearing that voice inside your head say, “Oh no, now I have to deal with _________ again?” It makes my stomach hurt when I give people the bad news. …
How can an ex sneak up on you and ruin your Chapter 13 bankruptcy case? Read More »
If you are reading this article, you are likely asking yourself whether declaring bankruptcy is the right way to manage your debts. While making this decision takes research and careful thought, its best to decide sooner rather than later to place yourself in a better position for success. Below is a quick article to help …
There are some situations where it may feel necessary to get a divorce that is quick, cheap, or both. While the circumstances leading up to these decisions vary depending on the individual, the end result is often the same: a botched job that is impossible to rework. What does a botched divorce look like, exactly? …
A Word of Warning: How Cheap Divorces can Affect Bankruptcy Later On Read More »
If you are not joint on any debts, the answer is no. However, it is important to remember that even though your spouse may not be filing with you on the petition, their income and their individual debts may have an impact on your case. If you have joint debt with your spouse and you …