Ch 13

If you are not joint on any debts, the answer is no.  However, it is important to remember that even though your spouse may not be filing with you on the petition, their income and their individual debts may have an impact on your case. If you have joint debt with your spouse and you […]

A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible.  Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case.  The

Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can

Chapter 13 is one of the most powerful tools to protect your home.  When it comes to protecting your home from debt, there are three ways Chapter 13 can help. First, Chapter 13 can protect your home from the mortgage company.  If you’re behind on payments, whether you’re facing foreclosure or not, Chapter 13 can

The short answer to this question is that in most cases, we can get a bankruptcy case filed in about 3 hours if the bankruptcy attorney has a prepared client sitting live in the office with them.  I have been practicing bankruptcy for over 21 years.  My law firm has 7 offices, 5 attorneys and

Modern society is fast-paced. Consumers can easily get what they want immediately, in some cases within minutes. However, legal matters are often a different story. Filing for Chapter 7 or Chapter 13 bankruptcy cannot be handled instantly online. Instead, it requires at least one in-person meeting with an attorney to get a case filed.  However,

Learning about what a Chapter 13 bankruptcy can do for you most likely will be a pleasant surprise. Don’t believe all the BS that you may have heard at the water cooler. Only a qualified bankruptcy attorney can you give you accurate details and recommendations about your specific case. Otherwise, people dealing with large amounts

Whether you file for Chapter 7 or Chapter 13 bankruptcy in Georgia, you can expect your credit to take a hit. Although most people who file for bankruptcy understand this, they may find it difficult to figure out how to gradually improve their credit. The good news is that bankruptcy filers have many ways that

As part of the decision to file for bankruptcy under Chapter 13, individuals should always learn as much as they can about what the process will mean for them weekly, monthly, and annually. This includes understanding how Chapter 13 bankruptcy affects taxes, tax refunds, and tax returns. After all, every U.S. citizen is required to