Get Out Of The Debt Pit With Chapter 13 Or 7 | Jeff Kelly Law Offices

Get Out Of The Debt Pit With Chapter 13 Or Chapter 7 Bankruptcy

Chapter 13 is a great tool for getting out of financial hell. It stops foreclosures, repossessions, garnishments and best of all…..those pesky creditor phone calls. Many people like to refer to Chapter 13 as the “catch your breath provision” of the bankruptcy code. In contrast to Chapter 13, Chapter 7 enables you to eliminate all of your credit card, medical, or other unsecured debts so that you can get a fresh start.


Recent headlines claim that the economy is getting better but most people are not feeling it. Many people are suffering financial hell through no fault of their own. For some, it is a recent loss of job. For others, it’s medical, divorce, death of a family member, or some other event that came from nowhere. When I was sixteen, my father passed away. It took six months before the life insurance policy paid. For my mother and me, this was a long six months. I can still remember that day I came home from school and discovered that our electricity had been turned off. I empathize with people who are going through tough times. Sometimes bad things happen to good people. It is not your fault.
I hope you will explore my website and please feel free to email me or call me at 770.637.1756 with any questions you may have. I have over 250 bankruptcy articles that you can search through by typing in your requests in the search box below.
Get your Free guide on how to get out of financial hell with chapter 13 or chapter 7

If you fill out your name and email address in the top box on the right side of this page, I will email you this guide on on how the bankruptcy process works and some pitfalls to avoid. If you would like to save some time on your case preparation, you can download a PDF version of our questionnaire by going to the bottom of this screen and clicking on the intake button. Otherwise, we will fill out all of the paperwork for you.

If you would like to directly contact us by email, please fill out the second box on the right or call me at 770.637.1756. We offer a free initial consultation. I would like to sit down with you and review your entire economic situation to see if we can come up with a plan that works for you.

DISCLAIMER : The information contained on this page is for information only. It is not intended to be legal advice, nor should you make legal decisions based on this information. Please consult with me to see how the law applies to your particular situation. We are a debt relief agency. We help people obtain relief from their creditors by helping people file bankruptcy.