In my sixteen years of experience as a bankruptcy attorney, I have seen many clients who have been forced to file either Chapter 13 or Chapter 7 because of a recent divorce. When the household income is cut in half but the household expenses remain the same, paying credit card debt is almost impossible. I […]
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We serve the Tunnel Hill area through our Dalton office. Click here for directions to our Dalton office. We offer everyone a free consultation. The total cost to file will vary based on the facts of your case. Law Office of Jeffery B. Kelly; a bankruptcy attorney can help you in best possible way. We would advise
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If you have decided to file bankruptcy in Northwest Georgia, the next step is to call my office at 1-888-832-8249 to schedule an appointment. I have offices located throughout Northwest Georgia in Dalton, Cartersville, Rome and Dallas. Currently, I take late evening appointments in Rome on Thursdays. During this first appointment, we will go over your
Bankruptcy – What is the next step if you are ready to file? Read More »
You can get a student loan after you file for bankruptcy. According to the Unified Student Loan Policy Common Manual of April 2005, Chapter 5, paragraph 5.6, the Bankruptcy Reform Act of 1994 prevents a school or lender from denying a federal loan or grant to an applicant solely because he or she has filed
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If you file bankruptcy in Northwest Georgia, you will have to go to court with your bankruptcy attorney in Rome, Georgia. When you file Chapter 13 bankruptcy, you must attend two court hearings. The first is called the section 341 meeting of creditors and the second one is called your confirmation hearing. If you have
Bankruptcy – Will I have to go to court if I file? Read More »
You can wipe out some tax debt in bankruptcy depending on the type of tax debt. Personal Income Taxes If the tax liability is less than three years old, it cannot be wiped out. If the tax liability is more than three years old, we may be able to wipe out the debt. I want
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When filing bankruptcy in Georgia, if your spouse is not listed with you on any debts, their credit score will not be affected by your filing. Before you file bankruptcy, make a list of every debt you have and go over the list with your spouse. Ask them if they remember signing a contract for
Bankruptcy – Is My spouse Going To Be Affected By My Filing? Read More »
If your Georgia bankruptcy case has been discharged, none of your creditors can ever come after you. Every single unsecured creditor that you have listed in your case is barred from ever making any attempt to collect from you again. If they do, they can be held liable by the Georgia Bankruptcy Court for violating
Georgia Bankruptcy – After Discharge, Can the Unsecured Creditors Sue Me? Read More »