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Truth About Title Pawning Loans and Bankruptcy

By Jeffrey Kelly | October 30, 2012

Title Pawning Loans As a Georgia bankruptcy attorney, I hate title pawning loans.  Title pawning loans and Chapter 13 bankruptcy can be a little bit tricky because some potential clients will lose all of their ownership interest in their vehicle before a case can be filed to protect them. For example, let’s say you have […]

Chapter 13 Horror Story

By Jeffrey Kelly | October 16, 2012

Since Halloween is just around the corner, I thought this might be a good time for me write about a possible Chapter 13 horror story. Chapter 13 plans typically run for about three to five years.  During this time, it is possible that you or your spouse may lose their job.  In almost every Chapter […]

Bankruptcy And The Tear Down

By Jeffrey Kelly | October 9, 2012

Some buildings in Georgia are in such bad shape that it makes more sense to tear them down and completely rebuild from the ground up rather than trying to make repairs.  In the same way, many Georgia consumers are in such bad shape financially that it makes the most sense to go ahead and file […]

Adding Debt to a Chapter 13 Bankruptcy and Staying Out of Hot Water

By Jeffrey Kelly | September 18, 2012

As a general rule, you cannot add any debt that has been incurred after the filing of a Chapter 13 to a case.  A person who goes out and buys a car while being in an active bankruptcy case is going to get into some serious hot water.  Taking out loans from local finance companies […]

Dalton Struggles to Recover From Economic Downturn

By Jeffrey Kelly | September 4, 2012

The Rome News Tribune recently ran an article describing the economic mess in Dalton, Georgia.  Dalton has been known as the “Carpet Capital” of the world.  The newspaper reports that Dalton has “lost more jobs per capita than any other in the U.S.”  It doesn’t get any worse than this.  Four thousand six hundred jobs […]

Rising Gas Prices Impact Chapter 13 Bankruptcy Cases

By Jeffrey Kelly | August 23, 2012

Rising gas prices are are hitting people hard in Northwest Georgia.  Going to the gas station is a frustrating experience when you see that price going higher and higher every time you go to the pump.  Who do we blame for this?  Whose fault is it?  The Rome News Tribune recently published a good article […]

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