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Did you know that in some Chapter 13 bankruptcy cases in Georgia, you only have to pay back the value of the mobile home to a creditor and not the entire balance owed? For many Georgia bankruptcy filers, this can be a huge savings. For example, let’s say you owe $70,000.00 on a mobile home […]
Chapter 7 bankruptcy gives you the opportunity to break out of that prison called your cell phone contract. Chapter 7 bankruptcy is the chance for you to get a fresh start. To maximize the benefits of this fresh start, you need to get rid of every debt and liability that you can. A cell phone […]
Have you ever had a nightmare that seemed so real that your heart started racing? Have you ever had one of those nightmares where you thought your suffering would never end? Then,…….you woke up. Do you remember feeling that wave of relief wash over you as you exclaimed, “Thank you God that it was only […]
A bankruptcy judge in Louisiana recently ordered Wells Fargo to pay $3,171,154.00 in punitive damages for violating the automatic stay. The Huffington Post has a great summary of the case. To read the complete bankruptcy judge’s decision, click here. Here is a super short summary of the case: The debtor was in an active Chapter […]
There has been quite a bit of excitement in the Georgia bankruptcy world this past month because the bankruptcy exemption for a residence was raised to $21,500.00 for an individual and $43,000.00 for a married couple. Can you protect the equity in rental homes? Click here to read the blog post I wrote on the […]
It’s time for all Georgia consumers to smile. Georgia’s governor, Nathan Deal, recently signed a new law that raises the bankruptcy exemption for Georgia residents from $10,000.00 to $21,500.00 for individuals and from $20,000.00 to $43,000.00 for married couples. This is good news for any Georgia consumer that is considering bankruptcy. In the short run, […]
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