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Who Will Find Out If I File Bankruptcy in Georgia?

By Jeffrey Kelly | October 5, 2010

Who is going to know if I file bankruptcy?  I get this question a lot.  This past Friday, I was asked this question by a client in my Dalton, Georgia office. When you meet with me, I promise to give you the cold hard truth.  Unfortunately, the cold hard truth is that filing bankruptcy is […]

Chapter 7 Trustee Can Go After Kathy Cox for Game Show Winnings

By Jeffrey Kelly | October 1, 2010

The Chapter 7 trustee can file a lawsuit to go after game show winnings of bankruptcy debtor Kathy Cox.  This past week, I received a phone call from a Hiram Georgia client asking for my opinion about this situation they read about in the newspaper. While Kathy Cox was the Georgia State Superintendent of Schools, […]

What Will The Credit Card Company Do To Me When I Stop Paying?

By Jeffrey Kelly | September 30, 2010

The credit card company will begin their collection efforts against you when you stop paying your monthly bill. Many of the bankruptcy clients I meet with in Northwest Georgia will stop paying their credit card bills as soon as they make the decision to file for bankruptcy.  Why should you keep depriving yourself of necessities […]

Facing Foreclosure With A House That Is Underwater in Georgia

By Jeffrey Kelly | September 28, 2010

When facing a possible foreclosure in Georgia, what should you do when you owe more money on your house than its worth?  I get this question a lot.  Just this past week, I met with a couple in my Rome GA office who asked this question.  In their case, the house was their only debt […]

Will the Cosigned Loans Stop Deal from becoming Governor of Georgia?

By Jeffrey Kelly | September 24, 2010

Cosigning loans for his children may stop Nathan Deal from becoming Governor of Georgia.  The Atlanta Journal has reported extensively on this mess over the last two weeks. Here is how Nathan Deal wrecked his personal finances.  His daughter and son-in-law had a dream of opening a store called Wilder Outdoor Inc.  The problem with […]

Who Qualifies for Chapter 13 Bankruptcy in Georgia?

By Jeffrey Kelly | September 23, 2010

Almost every person who has consistent income qualifies for Chapter 13 bankruptcy in Georgia.  Every year, I meet with hundreds of people from Calhoun, Dalton, Chatsworth, Dallas, Hiram, Rome, and Cartersville Georgia.  In some rare situations, it is possible for a person with consistent income to be disqualified from filing Chapter 13 bankruptcy. For example, […]

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