Blog | Bankruptcy | Law Office Of Jeffery B. Kelly Georgia, Rome

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Chapter 13 – Can I Keep Paying for My Child's College Education?

By Jeffrey Kelly | August 29, 2010

In a Chapter 13 bankruptcy in Northwest Georgia, you can keep paying for your child’s college education if you are in a 100 percent plan.  A 100 percent Chapter 13 bankruptcy plan means that you are paying all of your creditors back.  However, there are exceptions to every general rule. I recently met with some […]

What Is A FIFA (writ of fieri facias) and How Can I Get Rid Of It in Bankruptcy?

By Jeffrey Kelly | August 25, 2010

A writ of FI FA (writ of fieri facias)  is a document that is issued by your local county clerk’s office for the purpose of recording a lien on your house after a creditor obtains a judgment against you.  In addition to putting a lien on your house, a Fi Fa can be used to […]

Bankruptcy – Can I Keep a Credit Card After I File?

By Jeffrey Kelly | August 22, 2010

As a general rule, you cannot keep a credit card after you file bankruptcy.  I meet with clients from Dalton, Rome, Cartersville, Hiram and Dallas Georgia who will ask, “Why can’t I keep just one credit card for emergency situations?” When you first meet with your bankruptcy attorney, tell him about every single credit card […]

Bankruptcy And Assets of Parents

By Jeffrey Kelly | August 19, 2010

Bankruptcy and assets of parents is usually never an issue.  However, every now and then, we come across a case where the parent was too cheap to use an estate planning attorney and decided to put their life savings in the name of their child. When a person files for bankruptcy and later finds out […]

Bankruptcy – Should Someone on Social Security File?

By Jeffrey Kelly | August 15, 2010
bankruptcy and your credit

As a general rule, filing bankruptcy is not the best option for a person whose single source of income is social security.  As with any general rule, there are exceptions.  Section 207 of the Social Security Act (42 U.S.C. 407) protects Social Security benefits from being garnished by ordinary creditors. Why would you want to […]

Bankruptcy – Wipe Out Debt Owed on Timeshares

By Jeffrey Kelly | August 11, 2010

Filing bankruptcy to wipe out debt owed on timeshares can be tricky. Eliminating the mortgage owed on a timeshare in bankruptcy is not a problem.  The problem is the maintenance fees which can be extremely high in some cases. I meet with clients all the time from Rome, Dalton, Calhoun, Dallas, Douglasville, Hiram and Cartersville […]

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