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Can I Wipe Out Homeowners Assocation Fees in Chapter 7?

By Jeffrey Kelly | March 21, 2010

Any homeowners association fees that have accrued prior to the filing of the Chapter 7 can be wiped out.  The problem is when a mortgage company refuses to foreclose on a house after we surrender it in a Chapter 7 bankruptcy.  Post-petition homeowners association fees (fees that become due after the Chapter 7 is filed) […]

Georgia Bankruptcy – Can I Refile My Chapter 13 After a Motion to Dismiss

By Jeffrey Kelly | February 13, 2010

You can refile your Chapter 13. Call me today at 706-295-0030 for your free consultation.

Bankruptcy and the Taxation of My House by By The IRS After Foreclosure in Georgia

By Jeffrey Kelly | February 6, 2010

I recently spoke with a client in my Rome GA office who surrendered their house in Chapter 13  bankruptcy last year.  About six months into their Chapter 13 bankruptcy, they converted to a Chapter 7 bankruptcy.  This past week, they received a 1099A from their mortgage company showing that the debt was forgiven and suggested […]

How Do I Protect My Assets in a Chapter 13 or a Chapter 7?

By Jeffrey Kelly | February 5, 2010

The best way to protect your assets in either a Chapter 13 or a Chapter 7 is to tell your attorney everything you own before you file the case. When your bankruptcy attorney has a complete list of all of your assets, he will be able to match your assets to state exemptions to ensure […]

Mortgage Scam Against People Who are In Chapter 13

By Jeffrey Kelly | January 31, 2010

I was so disappointed this past week to learn about a new scam that will cost my Chapter 13 client money they cannot afford to lose. I have some clients who received a solicitation in the mail from a company in Florida that “guarantees” that they get their mortgage payment lowered through a loan modification. […]

Will Bankruptcy Stop the Foreclosure of My House in Georgia?

By Jeffrey Kelly | January 24, 2010

Call me today for your free consultation at 706-295-0030. We have office locations in Dallas, Dalton, Rome, and Cartersville Georgia.

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