Blog
Almost every bankruptcy client I’ve met with that has student loans has been deferring payments for years before they come into my office. What is the problem with deferring student loan payments? The answer to this question is two powerful words – compound interest. When you defer your student loan payments, this interest is just […]
Death stinks. Losing someone you love is just awful. I know this from personal experience. Can you imagine losing someone you love and then having bill collectors come after you for their debts? Its happening. I recently read an article in the Wall Street Journal about how debt collectors are now going after the families […]
When it comes to the subject of filing bankruptcy, there are a lot of “experts” who may say that you should never file under any circumstances. Any person who says that you should never file under any circumstances has either no idea what they are talking about or they are trying to sell you something. […]
I know this sounds really strange but a bankruptcy case can get really messed up sometimes because of Christmas gifts. I absolutely love Christmas and I don’t like the Grinch but it is my job to tell you truth about how Christmas can really wreck a case. Let me give you an example. Let’s say […]
Before your bankruptcy case is filed in Northwest Georgia, it is super-important that both you and your attorney carefully review the bankruptcy petition before it is filed. As a general rule, I spend at least two hours with my clients reviewing the bankruptcy petition before we file anything with the court. If you are ever […]
In a Chapter 7 bankruptcy case, a trustee cannot take away some types of income streams from you that are protected by the Georgia exemption statute. Income streams that are protected by the Georgia exemption statute are: income received from unemployment veteran’s benefits disability benefits payments from a pension or annuity payment from an IRA […]
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