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Bankruptcy – What is a Proof of Claim?

By Jeffrey Kelly | November 2, 2011

In every bankruptcy case, if a creditor wants to get paid they must file a proof of claim.  A proof of claim is a written statement of a creditor with verifying documentation that describes the basis that the person who filed bankruptcy owes the creditor. When you file a bankruptcy case in the Northern District […]

New Federal Program To Help Homeowners Will Fall Short

By Jeffrey Kelly | October 25, 2011

The Atlanta Journal and Constitution recently reported that the federal government will unveil yet another new program to help resolve the foreclosure crisis in this country.  This new proposal will make changes to the Home Affordable Refinance Program (HARP) which was introduced in 2009.    Just like all of the other programs unveiled to this […]

Chapter 7 Bankruptcy – Reaffirming A Car Loan In Northwest Georgia

By Jeffrey Kelly | October 18, 2011

Almost everyone who files Chapter 7 bankruptcy wants to also begin the process for reaffirming their car loan.  When reaffirming a car loan, you sign an document whereby you agree to treat the car debt as if you had never filed bankruptcy against it.  In some cases, this can be a bad idea. In Northwest […]

Secrets from the Debt Collector’s Playbook

By Jeffrey Kelly | October 12, 2011

Reader’s Digest recently published an article detailing some secrets from the debt collector’s playbook (click here to read the full article). As a Georgia bankruptcy attorney, I wanted to throw up when I read the part about how the debt collector will ask people to borrow from their 401k or borrow money from friends or […]

Foreclosure Cases – Federal Regulators Will Review Millions

By Jeffrey Kelly | October 6, 2011

Newspapers across our nation have been full of articles detailing bank foreclosure practices that have been abusive.  It now looks like the federal government will attempt to respond to this foreclosure abuse.  The Wall Street Journal has reported that federal regulators will review millions of foreclosure cases to determine whether some consumers should be compensated […]

House Foreclosed But Still Owing Money to the Lender

By Jeffrey Kelly | October 4, 2011

When a house gets foreclosed, many consumers fear that they are still owing money to the lender after the foreclosure of their home.  In Georgia, it is usually only the second mortgage companies that pursue a deficiency after a house is foreclosed.  However, the Wall Street Journal reports that many banks are now pursing deficiency […]

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"Jeff and his team do great work. They are fast and easy to work with. I would suggest working with them if you need to file for bankruptcy. Thanks Kelly Law Group!

Tom L.

"The staff was great helpful always there to answer our questions courteous would highly recommend Mr Kelley and his office staff Great Job. Thanks. Mary and Philip Abrams."

Mary A.

"They really helped me to feel comfortable and explained everything in detail and made sure I understood the process from start to finish. I recommend them highly. Thank you guys."

Mickey J.

"Mr Kelly was very professional and charming. He explained everything, took time for me to decide the right course to take in my situation. He is also funny I would recommend him to anyone looking for an honest attorney who has a heart."

Dyann R.

"Extremely professional. Helpful and knowledgeable every step of the way. Make you comfortable from the get go and never make you feel like they are judging you. Each and every person I talked to was so nice."

Lynn S.

"I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet."

Angela W.