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I offer a free consultation to any person in Northwest Georgia who is considering bankruptcy. Here are my top ten bankruptcy tips for keeping your free consultation hassle-free. Please note that most bankruptcy clients don’t bring anything to their first appointment with me because they just want some basic information. However, if you want the […]
Almost everyone who files for Chapter 7 has some fear that the trustee is going to take away some important possession. Â The truth is that Georgia bankruptcy exemptions protect almost everything that a normal family owns. Â However, there are a few exceptions. 1. Â Repayment of a loan to a family member– This is the Chapter […]
When you file Chapter 7 bankruptcy, you expect to wipe out your debts and get a fresh start. In some rare cases, HOA (Home Owners’ Association Dues) may prevent this fresh start because post petition HOA dues are not dischargeable. Before the Great Recession, most mortgage companies would foreclose on properties as soon as they […]
Anyone who files either a Chapter 13 or a Chapter 7 bankruptcy must complete a credit counseling class within the 180 day period before the case is filed. In other words, if you took the class 181 days ago and now you want to file your case, you will need to take it gain. Your […]
If your car was repossessed within 10 days of the filing of your case, Chapter 13 bankruptcy may help you get your back. Many Georgia consumers depend on their car to get them back and forth to work. Public transportation for all intents and purposes does not exist for 99 percent of the people who […]
The Atlanta Journal Constitution has recently reported that bankruptcy filings have dropped by eight percent this year but that does not mean that the economy is improving. You would think that with the stock market dropping and unemployment on the rise that bankruptcy filings would be climbing but not in this awful economy. It is […]
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